Quod was created from the union of the five largest banks operating in the country (Banco do Brasil, Bradesco, Caixa Econômica Federal, Itaú-Unibanco and Santander) and the need to launch a new - more positive - prism on the information market credit. The Positive Register is an evolution for credit analysis. With a more complete and dynamic vision, we will do much more than identify whether someone has failed to pay any commitment. We will monitor people's financial behavior and value good payers. Go out and borrow in the dark, come in to meet people. Dirty name tag comes out, real financial education comes in.