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MY WHY & How,I created SUSTAINABILITY of the Human-Kind,with the Ultimate and Only truly “Secured Embedded Savings Solution”, and it's Patented!

Summary: OMG “Oh My Gold” Rewards is the only Secured EMBEDDED SAVINGS** Solution Offering pure physical Gold as a reward for purchases. The Patented Loyalty Rewards system is designed to guarantee that the Rewards hold or gain value with inflation to truly benefit members' savings assets accumulation. Patent Subject Titled:” Process for Providing Physical Gold-back Rebates on Purchases by a Secured Gold-back Savings System”-US10423974B2

A lot of “Thought Leadership” speaks about SUSTAINABILITY of Environment & Climate etc, etc. and logically we all should want to take care of those. But, what about that of Human-Beings and their Economic Survivability/Sustainability in the real world? Life

in my view is in essence just  a 3 step program:1) Survive, 2)Strive, and 3)Thrive.

 Plus, the “Action Leadership”of turning those thoughts and theories into a real viable solution and solving a huge global Societal problem, is what OMG Rewards is all about. Solely based upon the scientific Historical & Economic facts of Solid Math (The language of Truth) and Solid GOLD (the only Currency of Truth). Just “Do the Math” like I did, and you’ll solve the equation,like I did!

Out of Necessity and Desire, I think almost everyone would much rather spend money to

enjoy it now while they can, rather than save money for an uncertain future, and watch it dwindle away with inflation, low to negative interest rates, high taxes and more ravages of reality.

Ergo, the present situation whereby: As inflation and economic uncertainty continue to affect Americans, only 48 percent of U.S. adults say they have enough emergency savings to cover at least three months’ worth of expenses, according to a new Bankrate survey”, while 22% of U.S. adults have no emergency savings at all, the second lowest percentage in 13 years of polling.”

Then there is the other end of the spectrum of the economic elite often in the Sports, Entertainment, Tech and other Entrepreneurial fields, who have made relatively huge sums of money,and spent most or all of it thinking the flow would never stop, but due to circumstances ended up bankrupt or, at least, out of freewheeling cash reserves.

I found myself at both ends of the spectrum and places in between over the years, as I made considerable money in International Business & Trouble-Shooting Solutions Specialization Contracting/Consulting & Entrepreneurial endeavors. But, I always managed to enjoy spending as much as I  could make, rather than saving up for tougher times. Thinking that the “gigs” would keep flowing, and be lucrative enough not to worry about the future, and just enjoy the ride! As John Lennon said: “Life is what (actually) Happens,while you are busy making plans” , and then they shot him ! 

So, it was selfish and altruistic goals that drove me to dream up, design and develop a supreme solution that allows anyone to: “literally: ”Spend Your Way to Secured Savings”-™, as now, Finally, you can “Eat your cake now, and Savor it for later too.”-™  There is no better way to save securely, than via spending for your wants & needs,and that’s only true through our totally unique creation system, based solely upon Solid Math and Solid Gold factors!

Here below is a much more complete detailed description of how and why it works, and produces great CACHE (real TREASURE=Gold, not TRASH= Fiat) and Great KARMA, for all involved. Get in to help yourself,and everyone else in it,

at any level of use or enablement, for a total win-win-win scenario of a Perfect solution… or at least “as good as it gets” in this life reality. 


Puerto Rico, August - 2023 - OMG Rewards promises to give members of their Secured EMBEDDED SAVINGS ** Solution System: a way to "Spend Your Way to Secured Savings"™. Patent Subject Titled.” Process for Providing Physical Gold-back Rebates on Purchases by a Secured Gold-back Savings System”-US10423974B2

The patently innovative new rewards system delivers Loyalty/Rewards in pure physical Gold, held securely in the world’s biggest & best private vaults to the benefit of all its members. Private vaulting systems are outside of the allegedly precarious Global Banking System and its Fiat Currency’s faltering stability & strength, low and/or even negative interest Rates, and the INFLATION’s “Automatic Tax”.

With OMG Rewards, consumers can buy from their favorite Retailers and Wholesalers out of OMG Merchant-member links, gain their best deals, and receive free rebates in physical Gold with every purchase that they make through OMG. Also, new Members can sign up for OMG Rewards for Free, and the purchase rebates received are “tax-free”. Plus, Free Gold Storage, Free Insurance and free accounting on their Purchase Rebates are all paid by OMG.

OMG also offers another unique “EMBEDDED SAVINGS” SOLUTION Benefit, OMG has an internal Member/Affiliate Referral Rewards System, which involves NO Selling, only sharing, since the Gold is free, and so is the Membership which comes with automatic Affiliate Referral Rewards, that are also paid in pure Gold that accumulates with free storage, insurance and accounting paid for by OMG.

Existing Loyalty/Rewards Industry rewards options, ranging from cash-back and points to air miles, brand bucks,coupons and inevitably Crypto too (I.e Central Banks are already disrupting the Liquidity of it,and in my opinion,will eventually go from attacking to outlawing all crypto except the CBDC’s exclusive on “Legal Tender” status), all lose their value over time. OMG Rewards delivers financial security and the guarantee that members' rewards will always retain value, and even gain value with INFLATION, thanks to the buying & trading value stability & low volatility over time, of pure (24K) physical Gold. 

The loyalty and rewards space in the FINTECH  industry is closing in on USD $200 billion per year Globally (, and OMG Rewards has the only patented alternative to "Losing in Loyalty" Rewards—-real, pure (24K) physical Gold.

"Eat your cake now, and Savor it for later too"-™ — this is OMG Rewards' promise to their members. Their totally unique system, based on solid Math and solid Gold, as well as the historical and economic performance of Gold, gives consumers the power to save securely by just buying what they want and need, and receiving free Gold, on top of their best deal made, as “Golden Icing” on the cake! It works even better & bigger with luxury big ticket items Margins. Rich, poor or anywhere in the economic spectrum standings, everyone wants automatic Savings that are secured as backup assets, out of the reach of maleficence by any entity.


OMG Rewards takes the winning concept of loyalty-rewards programs, and transforms it to the G.O.A.T. (Greatest of All Time)” Secured (EMBEDDED)Savings System" .Plus,OMG offers another unique EMBEDDED SAVINGS SOLUTION Benefit unique to GOLD, as in its Economic History of of of compounded gains, over time.

-y Only 

            Only Pure physical 24K(.9999) Gold has a 52-year history (1971-2023),after coming off the Gold Standard of the   Standard US-Dollar primary world reserve currency,of CAGR(Compounded Annual Growth Rate) Rate)g gaining in it’s value of more than 8% per year,which is a “PENSION (saving) ENVY” Level! Why? Pensions can remain  can remain solvent (paying all liabilities) with 6.5-8% CAGR. Gold is the only existing proven SAFE          HARBO Harbor/Safe Haven asset that can securely provide this level ROI,all other options have Counter-        Counterparty Risk,and lack the Economic History to substantiate any claims to the contrary!

StatState Pension Funds Reduce Assumed Rates of Return                                                                                                                     Is    Is My Pension Safe? Pension Basics: Assumed Rate of Return

When considering that most USD based pensions need only 6.5% to 8% CAGR to remain solvent and pay all liabilities, Gold is a solid asset, accumulating value over time, for anyone, safely and securely, as sure a bet as you can get! Over time the gains could equal up to 100%

of the total spent,Do the Math (

Only Gold retains its intrinsic value with inflation, while all other fiat government currencies and all fiat loyalty/rewards industry currencies such as: cash-back, points, corporate/brand currencies, coupons,Crypto etc., become worth-less over time, with inflation. These all have the "Counterparty Risk" of being devalued by the issuer, and their charging more of each type to use them with INFLATION, or becoming totally Worthless, whereas Gold, never in 4-6,000 years of its human historical use as Trade-Exchange Currency, goes to Zero value.

OMG Rewards holds a patent that totally covers all possible use applications of their innovative rewards system, as attested to by Patent Arts Unit Examiners assessments, and OMG’s well-qualified Patent Attorney's firm. No addendums or extra patents are required to cover all possible use applications of OMG’s gold-back rewards system -#US10423974B2...US1042397

In addition to their “Secured Savings System" of the gold-backed rebates shopping website, and proprietary top tech for their online and offline in-store POS operations, the initial offering also includes 4 integrated and fully capable Android and iOS apps. 

Finally, OMG Rewards is also seeking strategic licensed card Issuing partners, for the world's first Gold-Back Credit and Debit cards, coming soon to a Wallet near you! 

Take a moment to absorb this... we're a pioneering force in the business world, reshaping the landscape as Disruptors. Our innovations reach a level that transforms industries, particularly in the realm of loyalty rewards. And when it comes to EMBEDDED SAVINGS FINTECH, we're at the forefront of revolution.


For more information about OMG Rewards, visit the website Also, watch our 3:57 minute explainer video “System Overview”

Please contact Steven Michael Kelley (CEO/Inventor/Founder) with press inquiries; by phone at +17874780898, email at [email protected], or write to 165 Ponce de Leon Ave., STE 201; San Juan PR 00917.

OMG- “Oh My Gold”-™ Rewards


165 Ponce de Leon Ave., STE 201

00917 San Juan, PR

United States (English)